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2021 MARKET OUTLOOK

Personal Lines Focus 2021 MARKET OUTLOOK By Lori Widmer While the personal lines market in 2020 can be defined by the word “pandemic,” the 2021 market may well be remembered The post 2021 MARKET...

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THE ELEMENTS OF GREAT CUSTOMER SERVICE IN PERSONAL LINES

Customer Service Focus By Paul Z. Martin, CPCU THE ELEMENTS OF GREAT CUSTOMER SERVICE IN PERSONAL LINES Use emotional intelligence to build trust with your customers When an agency sells The post THE...

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CYBER BEST PRACTICES AT HOME

CYBER BEST PRACTICES AT HOME Tips to make your clients less-desirable targets for cybercriminals By Christopher W. Cook For risk managers, now more than ever is a good time to The post CYBER BEST...

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BREAKING BAD

Dig a Little Deeper By Dawn Jackson, AU, AINS BREAKING BAD Insurer denies claim regarding cleanup of rental property used for producing meth The Court Decisions column is a popular The post BREAKING...

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PERSONAL INLAND MARINE

Mind The Gap By Marc McNulty, CIC, CRM PERSONAL INLAND MARINE Why the coverage offers a better solution for your clients Several years ago—in October 2016 to be exact—we explored The post PERSONAL...

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HOMEOWNERS POLICIES: A REVIEW

Young Professionals HOMEOWNERS POLICIES: A REVIEW Dissecting form types and parts of coverage By Christopher W. Cook As someone who has never worked in the industry, I appreciate the opportunity The...

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Telling it like it is

Dig a Little Deeper By Bruce Hicks, CPCU, CLU Telling it like it is Business and personal policies fell short, but didn’t need to The Court Decisions column is a The post Telling it like it is appeared...

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HOMEOWNERS POLICIES: PART TWO

Young Professionals HOMEOWNERS POLICIES: PART TWO What businesses are your clients operating on their personal properties? By Christopher W. Cook In the last installment, we dissected the homeowners...

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PERSONAL LINES INSURANCE: BACK TO THE BASICS

Mind the Gap By Marc McNulty, CIC, CRM PERSONAL LINES INSURANCE: BACK TO THE BASICS Don’t let direct writers beat you on price alone If you’ve followed this column over The post PERSONAL LINES...

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A HOUSE DIVIDED

Dig a Little Deeper By Bruce D. Hicks, CPCU, CLU A HOUSE DIVIDED Court case highlights the need for clear language and good-faith communication efforts The Court Decisions column is The post A HOUSE...

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OVERLOOKED LIMITATIONS AND EXCLUSIONS

Mind the Gap By Marc McNulty, CIC, CRM OVERLOOKED LIMITATIONS AND EXCLUSIONS Going “back to the basics” on policy provisions I recently had a conversation with one of our insurance The post OVERLOOKED...

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MORE THAN HOME AND AUTO

Personal Lines Focus MORE THAN HOME AND AUTO Minimize agency errors and omissions claims by educating clients on personal risks By Donna Gray Personal lines insurance agencies routinely offer clients...

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THE CHANGING TIDE

THE CHANGING TIDE Influx of younger consumers buying high-end homes creates wave of opportunity for agents By Daniel Halsey There is an emerging demographic of high-net-worth individuals—young adults....

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PUNISHMENT FITS THE CRIME

WHEN THE PUNISHMENT FITS THE CRIME “Eligible losses” is key when breaking down this Court Decisions case Losses that occur and that are, in any significant manner, under your control The post...

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LESSONS FROM THE FAMILY OFFICE

LESSONS FROM THE FAMILY OFFICE Looking for benchmarks that can help your agency or brokerage serve clients better? Look to the affluent for advice By Lori Widmer In many ways, The post LESSONS FROM THE...

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WRITING FARM INSURANCE

WRITING FARM INSURANCE REQUIRES A DIFFERENT APPROACH Family farms feature both personal and commercial risks   By Casey Roberts, CIC, ACSR, AFIS High property values, protection classes, older...

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Challenges Risk Control

RISK CONTROL IN CHALLENGING TIMES Economic conditions influence risk trends for 2023 By Eric Spacek   Rising interest rates and high inflation are expected to continue to put the squeeze The post...

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